Terms of Use

Agreement to these terms

These Terms of Use ("Terms") are a legal agreement between you and coolduderules, an individual developer ("Developer"), covering your use of the CatMoney app and its related services. By installing or using the app, you agree to these Terms. If you do not agree, do not use the app.

These Terms are in addition to Apple's Standard End User License Agreement (EULA) that applies to all apps downloaded from the App Store. If you are a consumer, you also keep the benefit of any mandatory consumer protections in the country where you live.

All questions, claims, inquiries, complaints, and any other communications relating to these Terms or the app should be directed to [email protected].

License to use the app

The Developer grants you a limited, non-exclusive, non-transferable license to install and use CatMoney on any Apple-branded Products that you own or control, for personal, non-commercial entertainment purposes, as permitted by the Usage Rules set forth in Apple's Media Services Terms and Conditions. The app may also be accessed and used by other accounts associated with the purchaser via Family Sharing or volume purchasing.

You may not: copy, redistribute, resell, reverse engineer, decompile, disassemble, modify, create derivative works from, or otherwise tamper with the app or its services, except to the extent applicable law expressly permits despite this restriction.

Virtual items and in-app purchases

CatMoney offers virtual items, including but not limited to fish 🐟, coins, cat skins, boosts, starter packs, bundles, and a VIP subscription ("Virtual Items"), purchasable through the App Store or earnable in-game.

• Virtual Items have no real-world value and are not exchangeable for money, goods, or services outside the game.
• Purchasing a Virtual Item grants you a limited, non-transferable license to use it inside CatMoney. You do not own the Virtual Item itself.
• Virtual Items are not refundable except as described below or as required by applicable law.
• Prices are set by the Developer in App Store Connect and may change. All charges are billed to your Apple Account by Apple.
• The Developer may change, add, or remove Virtual Items and their in-game effects at any time to balance the game.

VIP subscription — auto-renewal terms

The VIP Monthly offering is an auto-renewing subscription:

• Price: the price shown on the purchase screen in the app.
• Billing: payment is charged to your Apple Account at confirmation of purchase.
• Auto-renewal: the subscription automatically renews every month for the same price until you cancel. Renewal charges recur until cancelled.
• Cancellation: you can cancel at any time in your Apple Account settings (Settings → your name → Subscriptions). To avoid the next renewal charge, cancel at least 24 hours before the end of the current period.
• Refunds: refund requests are handled by Apple under Apple's refund policy. As a consumer you may also have statutory rights; nothing in these Terms limits them.
• When a subscription ends or is refunded, VIP benefits (daily fish, exclusive skin) stop.

Restores and support

If you paid for something and it did not appear, use the Restore purchases option in the app's Premium store. If problems persist, contact [email protected]. Purchase records are held by Apple; the Developer cannot access your payment details.

Advertising

CatMoney shows optional rewarded video ads provided by Google AdMob. Watching ads is always voluntary and rewarded with in-game items. Personalized ads are only served if you grant tracking permission via Apple's App Tracking Transparency prompt (see the Privacy Policy). Your interaction with ads may also be governed by Google's policies.

Your content, progress, and data loss

Your game progress can only be restored if you are logged in via one of the available options. If you are not logged in, uninstalling the app, erasing your device, or device failure will permanently delete your progress. Purchased content can be restored via the App Store regardless. If your progress matters to you, make sure you are logged in so it can be restored.

Acceptable use

You agree not to:

• Use exploits, cheats, modified clients, or tampered local data to gain unfair advantages or obtain Virtual Items without paying or playing.
• Interfere with, disrupt, or overburden the app's services, including the remote configuration endpoints.
• Use the app for any unlawful purpose or in violation of Apple's App Store Terms.

Termination

You may stop using the app at any time by uninstalling it. The Developer may suspend or terminate the license to the app or its services if you violate these Terms. Termination of a paid subscription is governed by the cancellation terms above. Sections that by their nature should survive termination (including ownership, disclaimers, and limitations of liability) will survive.

Disclaimer of warranty

The app is provided "AS IS" and "AS AVAILABLE", with all faults and without warranty of any kind, to the maximum extent permitted by law. The Developer does not warrant that the app will be error-free, uninterrupted, secure, or fit for any particular purpose, or that virtual rewards will continue to be offered.

Limitation of liability

To the maximum extent permitted by law, the Developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, progress, virtual items, or profits, arising from your use of the app. In no event shall the Developer's total liability exceed the amount you paid to the Developer for the app, if any. Some jurisdictions do not allow certain exclusions, so some of the above may not apply to you.

Changes to these terms

The Developer may update these Terms from time to time. Material changes will be reflected on this page with a new effective date, and where practical noted in app release notes. Continued use of the app after changes take effect constitutes acceptance of the updated Terms.

Apple and the App Store

Acknowledgement

These Terms, together with Apple's Standard End User License Agreement (EULA), constitute the complete agreement between you and the Developer regarding the app. This EULA is concluded between you and the Developer only, and not with Apple. The Developer, not Apple, is solely responsible for the app and the content thereof. These Terms do not provide for usage rules that conflict with Apple's Media Services Terms and Conditions, which you acknowledge you have had the opportunity to review.

Maintenance and support

The Developer is solely responsible for providing any maintenance and support services with respect to the app, as specified in these Terms or as required under applicable law. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the app.

Warranty

The Developer is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the app to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the app to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the app, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the Developer's sole responsibility.

Product claims

The Developer, not Apple, is responsible for addressing any claims of yours or any third party relating to the app or your possession and/or use of the app, including, but not limited to: (i) product liability claims; (ii) any claim that the app fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation. Nothing in these Terms limits the Developer's liability to you beyond what is permitted by applicable law.

Intellectual property rights

In the event of any third-party claim that the app or your possession and use of the app infringes that third party's intellectual property rights, the Developer, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

Legal compliance

You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

Third-party terms of agreement

You must comply with all applicable third-party terms of agreement when using the app. For example, the app relies on third-party services including Google AdMob and the Apple App Store / StoreKit, and your use of the app must not violate your agreements with those third parties, including your wireless data service agreement. Third-party services are governed by their own terms, linked in the Privacy Policy.

Third-party beneficiary

You and the Developer acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms, and that, upon your acceptance of the terms and conditions of this EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.